/* Warm Home Numbers — site styles v2 (blog layout) */
:root{
  --ink:#1d2333; --ink-2:#3a4152; --muted:#5d6475; --bg:#faf7f2; --card:#ffffff;
  --line:#e6dfd3; --line-2:#efe9df; --accent:#f4b740; --accent-ink:#a3440c; --accent-soft:#fdf1d8;
  --good:#1f7a4d; --good-soft:#e5f3ea; --warn-soft:#fbe9df;
  --serif: Georgia, "Iowan Old Style", "Times New Roman", serif;
  --sans: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --radius:14px; --shadow:0 1px 2px rgba(29,35,51,.06),0 6px 20px rgba(29,35,51,.06);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.7 var(--sans)}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-ink);text-underline-offset:2px}
a:hover{color:var(--ink)}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:10}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:800px}
h1,h2,h3{font-family:var(--serif);line-height:1.2;color:var(--ink);font-weight:700}
h1{font-size:clamp(2rem,4.4vw,2.85rem);margin:.15em 0 .35em;letter-spacing:-.015em}
h2{font-size:1.6rem;margin:2em 0 .55em}
h3{font-size:1.2rem;margin:1.6em 0 .4em}
p{margin:0 0 1.05em}
.lede{font-size:1.15rem;color:var(--ink-2)}
.kicker{font:700 .78rem/1.2 var(--sans);text-transform:uppercase;letter-spacing:.09em;color:var(--accent-ink);margin:0}
.kicker a{color:inherit;text-decoration:none}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}

/* header */
.site-header{background:rgba(255,255,255,.96);backdrop-filter:saturate(1.2) blur(6px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.head-row{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font:600 1.08rem/1 var(--sans);white-space:nowrap}
.brand svg{display:inline-block}
.brand b{font-weight:800}
.main-nav{display:flex;gap:2px;overflow-x:auto;scrollbar-width:none}
.main-nav::-webkit-scrollbar{display:none}
.main-nav a{color:var(--ink-2);text-decoration:none;padding:8px 12px;border-radius:9px;font-weight:500;font-size:.96rem;white-space:nowrap}
.main-nav a:hover{background:var(--line-2);color:var(--ink)}
.main-nav a[aria-current]{background:var(--ink);color:#fff}
.main-nav .nav-all{box-shadow:inset 0 0 0 1.5px var(--line);margin-left:4px}
@media (max-width:700px){.head-row{padding:10px 0 8px;min-height:0}.main-nav{width:100%}.main-nav a{padding:7px 10px;font-size:.92rem}}

/* buttons */
.btn{display:inline-block;background:var(--ink);color:#fff;text-decoration:none;font-weight:600;padding:12px 18px;border-radius:10px;margin:4px 8px 4px 0;line-height:1.3}
.btn:hover{background:#000;color:#fff}
.btn-ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 2px var(--ink)}
.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-sm{padding:9px 14px;font-size:.92rem;margin:6px 0 0}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px}
.cards-wide{grid-template-columns:repeat(auto-fill,minmax(320px,1fr))}
.card{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;color:var(--ink);overflow:hidden;box-shadow:var(--shadow);transition:transform .15s,box-shadow .15s}
.card:hover{color:var(--ink);transform:translateY(-3px);box-shadow:0 2px 4px rgba(29,35,51,.08),0 14px 30px rgba(29,35,51,.12)}
.card-media{display:block;aspect-ratio:16/9;background:var(--line-2);overflow:hidden}
.card-img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.card:hover .card-img{transform:scale(1.03)}
.card-body{display:flex;flex-direction:column;gap:6px;padding:16px 18px 18px;flex:1}
.card-kicker{font:700 .72rem/1 var(--sans);text-transform:uppercase;letter-spacing:.08em;color:var(--accent-ink)}
.card-title{font:700 1.14rem/1.3 var(--serif)}
.card-text{color:var(--muted);font-size:.95rem;line-height:1.5}
.card-meta{color:var(--muted);font-size:.82rem;margin-top:auto;padding-top:6px}
.card-big .card-title{font-size:1.55rem}
.card-big .card-text{font-size:1.02rem}
.feature{display:grid;grid-template-columns:1.5fr 1fr;gap:20px}
.feature-side{display:grid;gap:20px}
.feature-side .card{flex-direction:row}
.feature-side .card-media{flex:0 0 42%;aspect-ratio:auto}
@media (max-width:900px){.feature{grid-template-columns:1fr}.feature-side .card{flex-direction:column}.feature-side .card-media{aspect-ratio:16/9}}
.sec-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:14px}
.sec-head h2{margin:0}
.sec-head a{font-weight:600;text-decoration:none;white-space:nowrap}

/* home */
.hero{background:var(--card);border-bottom:1px solid var(--line);padding:44px 0 48px}
.hero-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:40px;align-items:start}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr;gap:28px}.hero{padding:28px 0 32px}}
.hero h1{font-size:clamp(2rem,4.6vw,3rem)}
.panel{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px}
.panel h2{font-size:1.1rem;margin:0 0 10px;font-family:var(--sans)}
.figures{margin:0;display:grid;gap:12px}
.figures div{border-top:1px solid var(--line);padding-top:10px}
.figures dt{font-size:.85rem;color:var(--muted)}
.figures dd{margin:2px 0 0;font:700 1.45rem/1.2 var(--sans);font-variant-numeric:tabular-nums}
.figures small{display:block;font-weight:400;font-size:.82rem;color:var(--muted)}
.panel-src{font-size:.8rem;color:var(--muted);margin:14px 0 0}
.home-sec{margin:48px 0}
.home-sec>h2{margin-top:0}
.tool-band{display:flex;gap:24px;align-items:center;justify-content:space-between;background:var(--ink);color:#e7e9ef;border-radius:var(--radius);padding:28px 30px;flex-wrap:wrap}
.tool-band h2{margin:0 0 6px;color:#fff}.tool-band p{margin:0;max-width:640px}
.tool-band .btn{background:var(--accent);color:var(--ink)}.tool-band .btn:hover{background:#fff}
.trust-list{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.trust-list li{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;font-size:.97rem}

/* category / hub */
.cat-hero{background:var(--card);border-bottom:1px solid var(--line);padding:6px 0 26px;margin-bottom:30px}
.cat-hero h1{margin-top:.3em}.cat-hero .lede{max-width:760px;margin:0}
.more-note{color:var(--muted);font-size:.95rem;margin:26px 0 0}

/* breadcrumbs */
.crumbs{font-size:.86rem;color:var(--muted);margin:20px 0 8px}
.crumbs a{color:var(--muted)}.crumbs .sep{margin:0 4px;opacity:.6}

/* article layout */
.art-layout{display:grid;grid-template-columns:minmax(0,1fr) 270px;gap:44px;align-items:start}
.art-layout.is-tool{grid-template-columns:minmax(0,860px)}
@media (max-width:1060px){.art-layout{grid-template-columns:minmax(0,1fr)}.art-side{display:none}}
.article{min-width:0;margin-bottom:28px}
.art-head{max-width:760px}
.standfirst{font-size:1.18rem;line-height:1.55;color:var(--ink-2);margin:0 0 14px}
.byline{display:flex;align-items:center;gap:10px;color:var(--muted);font-size:.92rem;margin:0 0 6px}
.avatar{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:44px;height:44px;border-radius:50%;background:var(--ink);color:var(--accent);font:700 1.1rem/1 var(--serif)}
.avatar.sm{width:30px;height:30px;font-size:.9rem}
.checked{display:inline-flex;align-items:center;gap:8px;font-size:.84rem;color:var(--good);background:var(--good-soft);border-radius:999px;padding:4px 12px;margin:6px 0 14px}
.checked .dot{width:8px;height:8px;border-radius:50%;background:var(--good)}
.cover{margin:8px 0 0;max-width:860px}
.cover img{width:100%;border-radius:var(--radius);aspect-ratio:16/9;object-fit:cover;background:var(--line-2)}
.cover figcaption{font-size:.78rem;color:var(--muted);margin-top:6px}
.cover figcaption a{color:var(--muted)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:20px 0 6px;max-width:760px}
@media (max-width:640px){.stats{grid-template-columns:1fr}}
.stat{background:var(--card);border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:12px;padding:12px 14px}
.stat-v{display:block;font:800 1.5rem/1.15 var(--sans);font-variant-numeric:tabular-nums}
.stat-l{display:block;font-size:.85rem;color:var(--muted);line-height:1.35;margin-top:4px}
.prose{max-width:760px}
.prose h2{scroll-margin-top:84px;padding-top:.2em;border-top:1px solid var(--line);padding-top:1em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin:.35em 0}
.prose ol>li::marker{font-weight:700;color:var(--accent-ink)}
.summary{background:var(--accent-soft);border:1px solid #f1d99e;border-radius:12px;padding:16px 20px 12px;margin:22px 0}
.summary h2{font:800 .85rem/1.2 var(--sans);margin:0 0 8px;text-transform:uppercase;letter-spacing:.07em;color:var(--accent-ink);border:0;padding:0}
.summary ul{margin:0}
.toc-inline{border:1px solid var(--line);border-radius:12px;background:var(--card);padding:10px 16px;margin:20px 0}
.toc-inline summary{cursor:pointer;font-weight:700}
.toc-inline ol{margin:8px 0 4px;padding-left:1.2em;font-size:.95rem}
@media (min-width:1061px){.toc-inline{display:none}}
.art-side{position:sticky;top:88px;display:grid;gap:18px;font-size:.92rem;margin-top:8px}
.toc-side{border-left:3px solid var(--accent);padding:2px 0 2px 14px}
.side-h{font:800 .78rem/1.2 var(--sans);text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin:0 0 8px}
.toc-side ol{list-style:none;margin:0;padding:0}
.toc-side li{margin:0 0 7px;line-height:1.35}
.toc-side a{color:var(--ink-2);text-decoration:none}.toc-side a:hover{color:var(--accent-ink);text-decoration:underline}
.side-cta{background:var(--ink);color:#d9dbe2;border-radius:12px;padding:16px}
.side-cta .side-h{color:var(--accent)}.side-cta p{margin:0 0 6px}
.side-cta .btn{background:var(--accent);color:var(--ink)}
.note{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--ink);border-radius:10px;padding:14px 18px;margin:20px 0;font-size:.97rem}
.note p:last-child{margin:0}
.note-warn{background:var(--warn-soft);border-color:#f2c9b2;border-left-color:var(--accent-ink)}
.table-wrap{overflow-x:auto;margin:16px 0 22px;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:12px;background:var(--card)}
table{border-collapse:collapse;width:100%;font-size:.94rem;font-variant-numeric:tabular-nums}
th,td{text-align:left;padding:10px 14px;border-bottom:1px solid var(--line);vertical-align:top}
tbody tr:last-child td{border-bottom:0}
thead th{background:var(--bg);font-weight:700}
td.num,th.num{text-align:right;white-space:nowrap}
tr.hl td{background:var(--accent-soft);font-weight:600}
caption{caption-side:bottom;text-align:left;font-size:.8rem;color:var(--muted);padding:10px 14px;border-top:1px solid var(--line)}
table.compare td:not(:first-child){min-width:90px}
.formula{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:.9rem;background:var(--card);border:1px solid var(--line);border-radius:10px;padding:12px 14px;overflow-x:auto;white-space:pre-wrap}
.chart{margin:22px 0 26px;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px 16px 12px}
.chart img{width:100%;height:auto}
.chart-title{font:700 1rem/1.3 var(--sans);margin:0 0 10px}
.chart-src{font-size:.78rem;color:var(--muted);margin-top:8px;line-height:1.45}
.cta-box{display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap;background:var(--ink);color:#fff;border-radius:var(--radius);padding:18px 22px;margin:30px 0}
.cta-box p{margin:0;max-width:520px}.cta-box .btn{background:var(--accent);color:var(--ink);margin:0}.cta-box .btn:hover{background:#fff}
details.faq{border-top:1px solid var(--line);padding:12px 0}
details.faq:last-of-type{border-bottom:1px solid var(--line)}
details.faq summary{cursor:pointer;font-weight:700}
details.faq p{margin:.6em 0 0}
.sources{font-size:.88rem;color:var(--ink-2)}
.sources li{margin:.35em 0}
.author-box{display:flex;gap:14px;align-items:flex-start;border:1px solid var(--line);background:var(--card);border-radius:12px;margin-top:32px;padding:16px 18px;font-size:.92rem;color:var(--ink-2);max-width:760px}
.author-box p{margin:0}
.related{margin:20px 0 40px}.related h2{margin:0 0 16px;font-size:1.4rem}
.static{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px 30px 30px;margin-bottom:30px}
@media (max-width:640px){.static{padding:18px}}

/* calculator */
.calc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px;margin:18px 0 26px;box-shadow:var(--shadow)}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 20px}
@media (max-width:640px){.calc-grid{grid-template-columns:1fr}}
.calc fieldset{border:0;padding:0;margin:0;display:contents}
.calc legend{grid-column:1/-1;font:700 1rem/1.2 var(--sans);margin:8px 0 0}
.field label{display:block;font-weight:600;font-size:.92rem;margin-bottom:4px}
.field .hint{display:block;font-size:.8rem;color:var(--muted);margin-top:3px}
.field input[type=number],.field select{width:100%;font:inherit;font-size:1rem;padding:9px 10px;border:1px solid #cfc6b6;border-radius:8px;background:#fff;color:var(--ink)}
.field input[type=range]{width:100%;accent-color:var(--ink)}
.range-val{font-weight:700;font-variant-numeric:tabular-nums}
.check{display:flex;gap:8px;align-items:flex-start;font-size:.95rem}
.check input{margin-top:5px}
.results{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:20px}
@media (max-width:640px){.results{grid-template-columns:1fr}}
.res{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:14px}
.res .lab{font-size:.85rem;color:var(--muted)}
.res .val{font:800 1.6rem/1.2 var(--sans);font-variant-numeric:tabular-nums}
.res .sub{font-size:.82rem;color:var(--muted)}
.res.win{border-color:var(--good);background:var(--good-soft)}
.res.lose{border-color:#e7a98a;background:var(--warn-soft)}
.verdict{margin:16px 0 0;font-weight:600;min-height:2.6em}
.calc-reset{background:none;border:0;color:var(--accent-ink);text-decoration:underline;cursor:pointer;font:inherit;font-size:.9rem;padding:0;margin-top:10px}

/* forms */
.form .field{margin-bottom:14px}
.form textarea{width:100%;min-height:150px;font:inherit;padding:10px;border:1px solid #cfc6b6;border-radius:8px}
.form input[type=text],.form input[type=email]{width:100%;font:inherit;padding:9px 10px;border:1px solid #cfc6b6;border-radius:8px}
.hp-field{position:absolute;left:-5000px}

/* footer */
.site-footer{background:var(--ink);color:#c9ccd6;margin-top:40px;font-size:.92rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1.5fr 1fr;gap:28px;padding:40px 20px 24px}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot-grid{grid-template-columns:1fr}}
.site-footer h2{font:700 .8rem/1 var(--sans);text-transform:uppercase;letter-spacing:.08em;color:#fff;margin:6px 0 12px}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:0 0 8px}
.site-footer a{color:#c9ccd6;text-decoration:none}.site-footer a:hover{color:#fff;text-decoration:underline}
.brand-foot{color:#fff}.brand-foot:hover{text-decoration:none!important}
.foot-note{margin-top:12px;line-height:1.55}
.foot-base{border-top:1px solid #343b4f;padding:16px 20px 28px;font-size:.82rem;color:#9ca1b0}
.chart img{max-width:560px}
.table-wrap table{min-width:480px}
@media (max-width:640px){.stats{gap:8px}.stat{display:flex;align-items:baseline;gap:10px;padding:10px 12px}.stat-v{font-size:1.25rem;white-space:nowrap}.stat-l{margin:0}}
th.num{white-space:normal}
.table-wrap td:first-child,.table-wrap th:first-child{min-width:150px}